Financial Planners Melbourne
Lifetime Financial Group is a Financial Planning firm based in Melbourne, managing the financial needs of busy Australian investors.
We are not owned by any financial institution, insurer, bank or other sales driven organisation.
Our Melbourne Financial planners are all accredited and hold formal qualifications in our specialties through major Australian universities.
Our Team +Latest News & Cases
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LRBAs and Residential Property in SMSFs: What Investors Need to Know | Your Lifetime Article - 23 June 2026
There is renewed discussion around banning LRBAs for residential property in SMSFs. Here’s a brief summary of what’s being debated and what it could mean for investors.
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Superannuation Caps & Carry-Forward Rules Article - 14 June 2026
Discover how to optimize your wealth before 30 June. Learn how high earners can use the $30,000 cap and 5-year carry-forward rules to reduce income tax.
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Capital Gains Tax & Loss Harvesting Article - 14 June 2026
Smart tax strategies for wealthy Australian investors. Learn how to legally harvest investment losses, maximize CGT discounts, and navigate ATO wash sale rules.
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Boosting Your Wealth: Maximising Downsizer Contributions with High-Value Property Article - 14 June 2026
Learn how to transfer up to $600k from a luxury home sale into super, completely bypassing standard total super balance restrictions and contribution caps.
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Demystifying the Numbers: How Australia’s Age-Based Super Pension Rates Work Article - 14 June 2026
A clear guide to Australia’s age-based super pension rules. Learn how to calculate your mandatory minimum drawdown and avoid costly tax penalties.
