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Client Question... How much can we spend in retirement?
- PUBLISHED: 07 August 2021
- - Article
- - What is Financial Planning?
Having spent most of our lives accumulating retirement savings, it is easy to understand why retirees are fearful of spending their hard-earned nest egg. This article explains how an adviser can help evaluate the likelihood of achieving your retirement goals, as well as minimising longevity risk. Written in the eyes of the client, it is an effective piece with a meaningful call to action. Read All
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Is it possible to continue renting in retirement?
- PUBLISHED: 07 August 2021
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Transition to Retirement, Investment & Financial Advice
As the cost of housing continues to rise in Australia, particularly in across the country's capital cities, retirees are becoming more likely to rent throughout retirement. And if retirees aren't renting, they may end up willing on an asset to beneficiaries that is not free of debt. This article compares the average incomes of Australian retirees and analyses how renting may impact their retirement lifestyle. Read All
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Preparing for retirement in these uncertain times
- PUBLISHED: 07 August 2021
- - Article
- - What is Financial Planning?
This article covers a range of options around building wealth prior to retirement, particularly in this volatile economic environment. It starts with the relatively safe (low yielding) option then explains three alternatives that may offer potentially higher returns. Read All
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What happens when you can no longer manage your SMSF?
- PUBLISHED: 07 August 2021
- - Article
- - Self Managed Superannuation
This article answers the common question of what do trustees and members of SMSFs do if or when they become incapable of managing their own fund. It outlines 5 options for your readers to investigate and discuss with you. Read All
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Investing in trends and ways to facilitate investment trends
- PUBLISHED: 17 July 2021
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Directly Held Investment Portfolio
So, you want to invest into mining companies because you’ve heard that lithium is the “next big thing”. But, with a myriad of options, where do you begin? This article (including a case study) explores how Electronic Traded Funds or ETFs are evolving so that investors can allocate their money into specific investment themes and trends Read All
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Quarterly economic update April – June 2021
- PUBLISHED: 17 July 2021
- - News
- - What is Financial Planning?, Self Managed Superannuation, Directly Held Investment Portfolio, Investment & Financial Advice
With unemployment rates decreasing, housing prices rising and the share market performing strongly, the last quarter has been very positive for the economy and investors alike. In this article, we summarise the key standouts from the April to June 2021 quarter. Read All
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Could an increase to your super contrubutions result in a pay cut?
- PUBLISHED: 17 July 2021
- - Article
- - What is Financial Planning?
Superannuation guarantee contributions increase from 9.5% to 10% from 1 July 2021. While good news for everyone's retirement benefits, there could be some employees who feel the impact via a reduction in their pay packet. We explain the changes in SG rate, salary differences, and options available to those who are affected by a reduction in their take-home pay. Read All
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The end of the financial year is upon us - have you considered...
- PUBLISHED: 16 June 2021
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Transition to Retirement, Directly Held Investment Portfolio, Investment & Financial Advice
Whether you're nearing retirement, a high-income earner looking to reduce your taxable income, or you're on a lower income and looking for ways to maximise your super contributions; there are a few things you can consider at tax time. Read this article to finish this financial year on the right foot Read All
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What to do if you aren’t a financially compatible couple?
- PUBLISHED: 16 June 2021
- - Article
- - Divorce
With financial issues cited as one of the major reasons for marriage and relationship breakdowns, this article prompts readers to discuss their financial goals and values with their significant others, and provides tips to begin the often-confronting conversation. The article closes with a recommendation to seek assistance from your financial adviser. Read All
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ETFs – a real alternative to shares
- PUBLISHED: 16 June 2021
- - Article
- - What is Financial Planning?, Self Managed Superannuation, Transition to Retirement, Directly Held Investment Portfolio, Investment & Financial Advice
ETFs have continued to gain huge popularity with investors mainly due to their low-cost flexibility. This longer article explains the differences between physical and synthetic ETFs and outlines the upsides and the downsides to ETF investment. Read All